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Small Business Health Insurance

Bike Shop Associate

Elevate your small business's benefits package by including dental and vision insurance. While often overlooked, these essential components can make a significant impact on your employees' overall well-being and job satisfaction. At Ascend Benefit Solutions Insurance Services, we recognize the importance of comprehensive coverage. Our dental and vision insurance options ensure that your team can access essential healthcare services, from routine check-ups to eyewear, promoting their health and productivity. 

Group Carriers Overview

wellness healthcare

Good to Know

Thoughtful diligence needs to go into the process of not only deciding on the type of business insurance your startup or young business needs but also how and from which channels to procure the insurance.

  • What type of insurance best fits your business?

  • What is the appropriate amount of coverage?

  • What is a fair value for insurance?

  • Who should you consult before buying?

Certainly, risk is involved in the process of starting and growing a company. What many founders tend to look past is that building a risk management program is the best, most immediate way to transfer a large portion of that risk away from the business and themselves. Using insurance policies as a risk transfer can help the founders make the business more attractive to partners, potential investors, and other third parties whose collaboration will likely be needed in order to help put the business on a healthy and stable growth trajectory.

Group Medical Carriers

• Aetna
• Anthem Blue Cross
• Blue Shield of California
• CalCPA Health/Anthem
• Kaiser Permanente
• Oscar Health

CaliforniaChoice® Carriers

• Anthem Blue Cross
• Health Net
• Kaiser Permanente
• Sharp Health are
• Sutter Health Plus
• United Healthcare
• Western Health Advantage
• Oscar Health

Group Ancillary Carriers

• Aetna
• Aflac
• Anthem Blue Cross
• Blue Shield of California
• CalCPA Health/Delta Premier
• Choice Builder
• Delta Dental

• Guardian
• Health Net Dental
• Kaiser Permanente/Delta Dental
• Liberty Dental/Liberty
• MetLife
• Mutual of Omaha
• Premier Access/Premier
• Principal
• Unum

Covered California for Small Business

• Blue Shield of California
• Chinese Community Health Plan
• Health Net
• Kaiser Permanente
• Sharp Health Care
• Western Health Advantage

Cover California
health net
blue of california
vsp vision
mutual of omaha
chinese community health plan
california choice
molina healthcare
premier access
united healthcare
Newspaper Delivery

More Types of Insurance to Consider

General Liability Insurance

Liability insurance is essential for every business as it provides protection in the event that you, your services, or an employee are responsible for, or are alleged to have caused, bodily or property damage to a third party. The cost of this insurance varies depending on the unique risks associated with your business. For instance, a sole proprietor may pay a few hundred dollars, whereas a landscaping business could expect to pay several thousand dollars due to the disparity in risk factors.

Worker's Compensation

This is a mandatory legal obligation for businesses with employees. When an employee is on the job, they are automatically covered by worker's compensation insurance, which ensures they receive both wage replacement and medical benefits.

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